PC202S062 – FINANCIAL CALCULATIONS FOR PRIVATE RESIDENTIAL PROPERTY
LEARNING OUTCOMES:
- Calculate net sale proceeds including loans, CPF refund, taxes, and fees
- Analyse negative sale scenarios and CPF refund implications
- Compute maximum loan amount, tenure, and monthly instalments
- Evaluate effects of stretching loan tenure
- Determine loan quantum and cash outlay for second property purchases
- Assess combined financial capacity of joint buyers